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Financial advisors in Sarnia

17 advisory teams and firms in Sarnia, Ontario.

🏆 Top financial advisors in Sarnia: the ranking

Sarnia in figures

72,047residents in 2021 (+0.6% since 2016)
$77,500median total household income, 2020
68.1%of households own their home
$400,000median dwelling value
24.5%aged 65 and over
21.2%of 25-64 year-olds hold a bachelor's degree or higher

Source: Statistics Canada, 2021 Census of Population (2020 incomes).

Wealth planning issues in Sarnia

Construction contractor in Sarnia: retiring without an employer plan?

10.3% of jobs in Sarnia are in this sector, against 7.8% across Canada (2021 census). Without an employer plan, retirement rests on the RRSP, TFSA and the value of the business at sale.

How to reduce capital gains tax in Sarnia?

11.7% of tax filers in the Sarnia area report capital gains. Timing sales, carrying losses forward, donating securities: a schedule avoids overpaying tax.

When to take CPP and how to draw down a RRIF in Sarnia?

24.5% of Sarnia residents are 65 or older. When to take CPP and OAS, and in which order to draw from the RRIF, TFSA and non-registered accounts, is where retirement income is decided.

How long will your savings last? →

Property taxes in Sarnia

1.725%residential property taxes (municipal and education) as a share of assessed value, 2025
$8,625per year on a home assessed at $500,000 (MPAC value)

Source: Ontario Financial Information Return (FIR), schedule 26: residential taxes (lower-tier, upper-tier and education) divided by taxable assessment. Ontario assessments are still based on January 1, 2016 values. All municipalities compared.

Savings and high incomes in the Sarnia area

18.1%of tax filers contributed to an RRSP
$3,760median RRSP contribution

Among people with income in the Sarnia area, in 2023:

35%report dividend or interest income (median $850)
11.7%report capital gains (median $1,990)
25.3%receive a private pension (employer plan, RRIF, annuity)
16%have a total income of $100,000 or more

Source: Statistics Canada, tables 11-10-0044-01 (RRSP contributors) and 11-10-0055-01 (high income tax filers, national thresholds, total income), 2023; T1 Family File, tables 11-10-0004-01, 11-10-0007-01, 11-10-0067-01 and 11-10-0070-01, 2023. Census metropolitan area or agglomeration.

Frequently asked questions

How many financial advisory firms are there in Sarnia?

Advisor Index lists 17 advisory teams and firms in Sarnia, Ontario: independent firms whose website shows their registration, and teams published by the large networks in their advisor locators.

How do I check a financial advisor in Sarnia?

Look the person up in CIRO's AdvisorReport and with your provincial securities regulator, ask which credential they hold (CFP, QAFP, or a title protected by your province), and ask how they are paid: fees, commissions on products, or both.

Other cities in Ontario

Check any advisor in the CSA National Registration Search and CIRO's AdvisorReport before you commit. No firm pays to be listed.

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