AdvisorIndex
Your financial game plan in 3 minutesYour game plan in 3 minPriorities, articles, pre-filled calculators and advisers near youStart →

Canada › Ontario

Financial advisors in Ottawa

138 advisory teams and firms in Ottawa, Ontario.

🏆 Top financial advisors in Ottawa: the ranking

Ottawa in figures

1,017,449residents in 2021 (+8.9% since 2016)
$102,000median total household income, 2020
63.9%of households own their home
$624,000median dwelling value
16.9%aged 65 and over
49.5%of 25-64 year-olds hold a bachelor's degree or higher

Source: Statistics Canada, 2021 Census of Population (2020 incomes).

Wealth planning issues in Ottawa

Public servant in Ottawa: keep the pension or take the commuted value?

21.7% of jobs in Ottawa are in this sector, against 6.3% across Canada (2021 census). Keeping the pension or transferring its value: the difference depends on age, health and other income.

How to reduce capital gains tax in Ottawa?

10% of tax filers in the Ottawa area report capital gains. Timing sales, carrying losses forward, donating securities: a schedule avoids overpaying tax.

How to pass on a home in Ottawa and limit probate?

The median dwelling value is $624,000 in Ottawa (census). Principal residence, capital gains on a second property, wills and probate: real estate dominates the estate.

Property taxes in Ottawa

1.200%residential property taxes (municipal and education) as a share of assessed value, 2025
$6,000per year on a home assessed at $500,000 (MPAC value)

Source: Ontario Financial Information Return (FIR), schedule 26: residential taxes (lower-tier, upper-tier and education) divided by taxable assessment. Ontario assessments are still based on January 1, 2016 values. All municipalities compared.

Savings and high incomes in the Ottawa-Gatineau area

22.7%of tax filers contributed to an RRSP
$4,490median RRSP contribution

Among people with income in the Ottawa-Gatineau area, in 2023:

34.6%report dividend or interest income (median $880)
10%report capital gains (median $2,030)
18.8%receive a private pension (employer plan, RRIF, annuity)
23%have a total income of $100,000 or more

Source: Statistics Canada, tables 11-10-0044-01 (RRSP contributors) and 11-10-0055-01 (high income tax filers, national thresholds, total income), 2023; T1 Family File, tables 11-10-0004-01, 11-10-0007-01, 11-10-0067-01 and 11-10-0070-01, 2023. Census metropolitan area or agglomeration.

Rents in the Ottawa-Gatineau area

$1,926average monthly rent, two-bedroom apartment (October 2025)
+3.4%in one year, same units
3%vacancy rate (2.6% a year earlier)

Source: CMHC, Rental Market Survey, October 2025, privately initiated apartment structures of three units and over.

Frequently asked questions

How many financial advisory firms are there in Ottawa?

Advisor Index lists 138 advisory teams and firms in Ottawa, Ontario: independent firms whose website shows their registration, and teams published by the large networks in their advisor locators.

How do I check a financial advisor in Ottawa?

Look the person up in CIRO's AdvisorReport and with your provincial securities regulator, ask which credential they hold (CFP, QAFP, or a title protected by your province), and ask how they are paid: fees, commissions on products, or both.

Other cities in Ontario

Check any advisor in the CSA National Registration Search and CIRO's AdvisorReport before you commit. No firm pays to be listed.

Are you an advisor? Your firm is missing, or its profile is incomplete: list it, free of charge and with no paid ranking.

List my firm →