AdvisorIndex
Your financial game plan in 3 minutesYour game plan in 3 minPriorities, articles, pre-filled calculators and advisers near youStart →

Canada › Ontario

Financial advisors in Oshawa

41 advisory teams and firms in Oshawa, Ontario.

🏆 Top financial advisors in Oshawa: the ranking

Oshawa in figures

175,383residents in 2021 (+10% since 2016)
$86,000median total household income, 2020
64.2%of households own their home
$695,000median dwelling value
16.7%aged 65 and over
23.5%of 25-64 year-olds hold a bachelor's degree or higher

Source: Statistics Canada, 2021 Census of Population (2020 incomes).

Wealth planning issues in Oshawa

Where to invest your savings in Oshawa: RRSP or TFSA?

Only 29% of tax filers in the Oshawa area report dividend or interest income (Statistics Canada). Much of the savings sits idle: RRSP, TFSA and diversified investments change that.

RRSP or TFSA? →

How to pass on a home in Oshawa and limit probate?

The median dwelling value is $695,000 in Oshawa (census). Principal residence, capital gains on a second property, wills and probate: real estate dominates the estate.

Property taxes in Oshawa

1.524%residential property taxes (municipal and education) as a share of assessed value, 2025
$7,620per year on a home assessed at $500,000 (MPAC value)

Source: Ontario Financial Information Return (FIR), schedule 26: residential taxes (lower-tier, upper-tier and education) divided by taxable assessment. Ontario assessments are still based on January 1, 2016 values. All municipalities compared.

Savings and high incomes in the Oshawa area

21.7%of tax filers contributed to an RRSP
$3,680median RRSP contribution
11.6%of tax filers in Canada's top 10% (over $116,500)
0.8%in Canada's top 1% (over $293,800)

Among people with income in the Oshawa area, in 2023:

29%report dividend or interest income (median $630)
7.5%report capital gains (median $1,250)
15.9%receive a private pension (employer plan, RRIF, annuity)
18%have a total income of $100,000 or more

Source: Statistics Canada, tables 11-10-0044-01 (RRSP contributors) and 11-10-0055-01 (high income tax filers, national thresholds, total income), 2023; T1 Family File, tables 11-10-0004-01, 11-10-0007-01, 11-10-0067-01 and 11-10-0070-01, 2023. Census metropolitan area or agglomeration.

Rents in the Oshawa area

$1,754average monthly rent, two-bedroom apartment (October 2025)
3.7%vacancy rate (3.6% a year earlier)

Source: CMHC, Rental Market Survey, October 2025, privately initiated apartment structures of three units and over.

Frequently asked questions

How many financial advisory firms are there in Oshawa?

Advisor Index lists 41 advisory teams and firms in Oshawa, Ontario: independent firms whose website shows their registration, and teams published by the large networks in their advisor locators.

How do I check a financial advisor in Oshawa?

Look the person up in CIRO's AdvisorReport and with your provincial securities regulator, ask which credential they hold (CFP, QAFP, or a title protected by your province), and ask how they are paid: fees, commissions on products, or both.

Other cities in Ontario

Check any advisor in the CSA National Registration Search and CIRO's AdvisorReport before you commit. No firm pays to be listed.

Are you an advisor? Your firm is missing, or its profile is incomplete: list it, free of charge and with no paid ranking.

List my firm →