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Financial advisors in Kingston

43 advisory teams and firms in Kingston, Ontario.

🏆 Top financial advisors in Kingston: the ranking

Kingston in figures

132,485residents in 2021 (+7% since 2016)
$79,000median total household income, 2020
55.8%of households own their home
$500,000median dwelling value
21.1%aged 65 and over
36.6%of 25-64 year-olds hold a bachelor's degree or higher

Source: Statistics Canada, 2021 Census of Population (2020 incomes).

Wealth planning issues in Kingston

Public servant in Kingston: keep the pension or take the commuted value?

11.8% of jobs in Kingston are in this sector, against 6.3% across Canada (2021 census). Keeping the pension or transferring its value: the difference depends on age, health and other income.

How to reduce capital gains tax in Kingston?

9.8% of tax filers in the Kingston area report capital gains. Timing sales, carrying losses forward, donating securities: a schedule avoids overpaying tax.

Where to invest your savings in Kingston: RRSP or TFSA?

Only 31.9% of tax filers in the Kingston area report dividend or interest income (Statistics Canada). Much of the savings sits idle: RRSP, TFSA and diversified investments change that.

RRSP or TFSA? →

Property taxes in Kingston

1.496%residential property taxes (municipal and education) as a share of assessed value, 2025
$7,480per year on a home assessed at $500,000 (MPAC value)

Source: Ontario Financial Information Return (FIR), schedule 26: residential taxes (lower-tier, upper-tier and education) divided by taxable assessment. Ontario assessments are still based on January 1, 2016 values. All municipalities compared.

Savings and high incomes in the Kingston area

18.7%of tax filers contributed to an RRSP
$3,000median RRSP contribution

Among people with income in the Kingston area, in 2023:

31.9%report dividend or interest income (median $920)
9.8%report capital gains (median $1,960)
23.6%receive a private pension (employer plan, RRIF, annuity)
16%have a total income of $100,000 or more

Source: Statistics Canada, tables 11-10-0044-01 (RRSP contributors) and 11-10-0055-01 (high income tax filers, national thresholds, total income), 2023; T1 Family File, tables 11-10-0004-01, 11-10-0007-01, 11-10-0067-01 and 11-10-0070-01, 2023. Census metropolitan area or agglomeration.

Rents in the Kingston area

$1,764average monthly rent, two-bedroom apartment (October 2025)
+2.4%in one year, same units
2.4%vacancy rate (2.9% a year earlier)

Source: CMHC, Rental Market Survey, October 2025, privately initiated apartment structures of three units and over.

Frequently asked questions

How many financial advisory firms are there in Kingston?

Advisor Index lists 43 advisory teams and firms in Kingston, Ontario: independent firms whose website shows their registration, and teams published by the large networks in their advisor locators.

How do I check a financial advisor in Kingston?

Look the person up in CIRO's AdvisorReport and with your provincial securities regulator, ask which credential they hold (CFP, QAFP, or a title protected by your province), and ask how they are paid: fees, commissions on products, or both.

Other cities in Ontario

Check any advisor in the CSA National Registration Search and CIRO's AdvisorReport before you commit. No firm pays to be listed.

Are you an advisor? Your firm is missing, or its profile is incomplete: list it, free of charge and with no paid ranking.

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