Singapore household wealth in figures
Net worth, CPF, savings and private property prices: the official figures to put your own financial planning in context. Latest data: 2Q 2026.
In short. Household net worth in Singapore was S$3.4 trillion at the end of 2Q 2026, up 6.8% from 2Q 2025, according to the Singapore Department of Statistics. CPF balances (S$689 billion) make up 18% of household assets and residential property 42.3%.
Where Singapore households hold their wealth
Share of total household assets (S$3,826 billion), end of 2Q 2026:
Liabilities amount to S$423 billion, or 11% of assets; 71% of that is mortgage debt. Over the past year, CPF balances grew 8.4% and households' shares and securities 17.4%.
Saving and income
Households received S$391 billion of personal disposable income over the four quarters to 2Q 2026 and saved 35.6% of it. Saving is the easy part; deciding where that money works is where advice matters.
Private home prices
The URA private residential property price index stood at 219.4 in 2Q 2026 (1Q 2009 = 100), up 2.9% in a year. Landed homes rose 7% (index 258.4) and non-landed homes 1.8% (index 210.6).
What this means for your planning
- Property and CPF dominate. Together they hold 60.3% of household assets: liquidity, retirement income and estate planning all depend on how they fit together.
- Cash is large. Deposits are 18.7% of assets, more than shares and securities (11.6%): whether that is a safety buffer or idle money is worth a conversation.
- Check who advises you. Only firms licensed or exempted by the Monetary Authority of Singapore may give financial advice. Advisor Index lists 632 of them, by district and by licence.
Frequently asked questions
How much are Singapore households worth?
Household net worth in Singapore was S$3.4 trillion at the end of 2Q 2026, up 6.8% from 2Q 2025, according to the Singapore Department of Statistics.
How much of household wealth sits in CPF?
CPF balances due to members reached S$689 billion, or 18% of household assets, close to cash and deposits (18.7%). Shares and securities account for 11.6% and life insurance for 8.9%.
How much of household wealth is in property?
Residential property makes up 42.3% of household assets: 18.4% in public housing (HDB) and 23.9% in private housing. Mortgage loans stand at S$301 billion.
What is the household saving rate in Singapore?
Over the four quarters to 2Q 2026, households saved 35.6% of their personal disposable income.
How have private home prices changed?
The URA private residential property price index rose 2.9% over the year to 2Q 2026: 7% for landed homes and 1.8% for non-landed homes. At 219.4, the index is more than double its 1Q 2009 base of 100.
Sources: Singapore Department of Statistics, Household Sector Balance Sheet (data last updated 25/08/2026); Singapore Department of Statistics, Personal Disposable Income and Personal Saving (25/08/2026); Urban Redevelopment Authority via SingStat, Private Residential Property Price Index (1Q 2009 = 100), data last updated 24/07/2026. Figures are provisional and may be revised. This page is general information, not financial advice.