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Canada › Prince Edward Island

Financial advisors in Charlottetown

12 advisory teams and firms in Charlottetown, Prince Edward Island.

🏆 Top financial advisors in Charlottetown: the ranking

Charlottetown in figures

38,809residents in 2021 (+7.5% since 2016)
$66,000median total household income, 2020
45.8%of households own their home
$348,000median dwelling value
21%aged 65 and over
39.8%of 25-64 year-olds hold a bachelor's degree or higher

Source: Statistics Canada, 2021 Census of Population (2020 incomes).

Wealth planning issues in Charlottetown

Public servant in Charlottetown: keep the pension or take the commuted value?

11.6% of jobs in Charlottetown are in this sector, against 6.3% across Canada (2021 census). Keeping the pension or transferring its value: the difference depends on age, health and other income.

Where to invest your savings in Charlottetown: RRSP or TFSA?

Only 26.6% of tax filers in the Charlottetown area report dividend or interest income (Statistics Canada). Much of the savings sits idle: RRSP, TFSA and diversified investments change that.

RRSP or TFSA? →

When to take CPP and how to draw down a RRIF in Charlottetown?

21% of Charlottetown residents are 65 or older. When to take CPP and OAS, and in which order to draw from the RRIF, TFSA and non-registered accounts, is where retirement income is decided.

How long will your savings last? →

Savings and high incomes in the Charlottetown area

18.8%of tax filers contributed to an RRSP
$3,750median RRSP contribution

Among people with income in the Charlottetown area, in 2023:

26.6%report dividend or interest income (median $600)
7%report capital gains (median $2,320)
18.3%receive a private pension (employer plan, RRIF, annuity)
11%have a total income of $100,000 or more

Source: Statistics Canada, tables 11-10-0044-01 (RRSP contributors) and 11-10-0055-01 (high income tax filers, national thresholds, total income), 2023; T1 Family File, tables 11-10-0004-01, 11-10-0007-01, 11-10-0067-01 and 11-10-0070-01, 2023. Census metropolitan area or agglomeration.

Rents in the Charlottetown area

$1,300average monthly rent, two-bedroom apartment (October 2025)
+4.7%in one year, same units
1.6%vacancy rate (0.7% a year earlier)

Source: CMHC, Rental Market Survey, October 2025, privately initiated apartment structures of three units and over.

Frequently asked questions

How many financial advisory firms are there in Charlottetown?

Advisor Index lists 12 advisory teams and firms in Charlottetown, Prince Edward Island: independent firms whose website shows their registration, and teams published by the large networks in their advisor locators.

How do I check a financial advisor in Charlottetown?

Look the person up in CIRO's AdvisorReport and with your provincial securities regulator, ask which credential they hold (CFP, QAFP, or a title protected by your province), and ask how they are paid: fees, commissions on products, or both.

Check any advisor in the CSA National Registration Search and CIRO's AdvisorReport before you commit. No firm pays to be listed.

Are you an advisor? Your firm is missing, or its profile is incomplete: list it, free of charge and with no paid ranking.

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